Practice Areas

Homeowner's Insurance

Auto Insurance / Personal Injury 

Life Insurance 

Disability Insurance 

Agriculture Law

Personal Injury Protection (PIP)

 

Recent News                                             

January 2012

School board agrees to $95,000.00 for damages caused by school bus accident.

November 2011

Large firm drops slip/fall case after two months.  Client came to us, we filed lawsuit and settled after litigation for over $20,000!

August 2011

Hogan & Hogan secures six figure settlement!  Hogan & Hogan litigated a claim for windstorm damages to a condominium.  The insurer, although not denying the claim, attempted to negotiate a settlement of the claim prior to releasing any funds.  The condominium retained Hogan & Hogan who promptly negotiated and obtained payment of over $250,000.  When the insurer failed to make further payments based upon roofing and engineer inspections, a lawsuit was filed and the case eventually settled for over $120,000 in further payments.

July 2011

Hogan & Hogan obtained an over $90,000 settlement!  Hogan & Hogan brought legal action against a real estate developer and a law firm acting as the escrow company in a real estate breach of contract dispute.  Hogan & Hogan secured the nearly six figure settlement on behalf of our client.

June 2011

Hogan & Hogan obtained a judgment for the full claimed amount at trial for restoration of Client's property damage claim.

May 2011

Hogan & Hogan wins over $100,000 award for nursery dispute with crop insurer!  Our client suffered plant losses in both 2009 and 2010 due to the unusually cold winters.  The insurance company had denied both claims. 

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We Are ... YOUR Attorneys.

When faced with an insurance issue, you need an attorney on your side who knows how to protect you and enforce your rights. At Hogan & Hogan, we represent business and individuals making insurance claims.  We have represented clients in claims, litigation, mediations, trials, and appeals against most of the major insurance companies in Central Flordia.

If you have a claim or are unsure as to your rights under your insurance policy, contact us to discuss what you should do next.  The insurance company already has an attorney.  Shouldn't you have an attorney too?  We are ... your attorneys.
 

The Insurance Companies' Business Equation.
 
You pay your insurance premiums month after month, year after year to gain peace of mind and for protection in the event of a loss.  You rely on your insurance companies good faith in responding to you in your time of need.  For you, insurance is an emotional as well as a financial arrangement.  That is why insurance companies' use the jingles or catchphrases in advertising to appeal to your emotions.  Unfortunately, insurance is a business, and function like businesses - no matter what its jingle is.  There is no "emotion" involved in it.  When you make a claim, your insurance company makes a business decision based on your policy language, relevant case authority, and its potential liability.  If it decides that the potential liability is less than the amount to pay the claim your insurance company will deny your claim or pay the minimum amount required to be on the positive side of the equation.  It's only business.

 

 Shifting the Equation.

Enter your attorneys.  When you retain us as your attorneys, the equation shifts.  Why?  Because now the insurance company has to take into account not only that you have an attorney on your side who is going to fight for equitable payment of your claim, but also, it will have to suffer the expense of retaining its own attorney to defend the claim.  In addition, if your attorney files a lawsuit, the insurance company knows it is going to incurr additional court fees and costs.  An insurance defense attorney and associated court charges will cost your insurance company tens of thousands of dollars, sometimes more depending on the complexity of the litigation.

So, now the equation shifts.  The potential liability has increased and, therefore, the claim payments that can be justified, from a business perspective, is also increased.  Simply having an attorney will increase the value of your claim.  Having an attorney who understands your insurance coverage and is willing to take your insurance company to trial, if necessary, will obtain the maximum benefit for you.


If you or a loved one have any questions about an insurance issue, please contact us.  One of our attorneys will be more than happy to spend time to listen and discuss your situation.