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May 22, 2020

Should I Be A Lawyer?

Thinking of going into law?  On today’s blog– something a little different and solely for the youngsters –I’m going to tell you if being a lawyer is right for you.  Give me a few minutes and let Uncle Jeremy give you the 411. If you are over thirty and have no interest in lawyers, go away!  This is between me and the youngbloods. I am about to tell you something that could literally save you a lifetime of frustration.  My qualifications?  I’m young enough to know what Tic-Tok is, but old and wise enough not to try the dance moves.  Young […]
May 13, 2020

Bankruptcy – Top 8 FAQs

WHO CAN FILE FOR BANKRUPTCY?Any person who resides, does business, OR has property in the U.S. can file bankruptcy. There is no requirement that a person who resides here prove their legal status – so yes, undocumented workers can file bankruptcy as well. The big/main requirement is that you pass the “means test” for filing a Chapter 7 bankruptcy. That means that the bankruptcy filer must show that he or she makes under the median income of the state (In Florida that’s right around $51,000) OR prove that he or she has under $215 in disposable income. WHAT DEBTS ARE […]
May 6, 2020

Home Insurance Basics: Planning for Hurricane Season

It’s hard to think about with everything going on with Covid-19 and stay at home orders, the 2020 hurricane season has officially begun.  And it is expected to be an above average hurricane season so now is the time to review your home insurance to make sure your home and your family are protected. Your home insurance policy is a very complicated document – not even many lawyers completely understand it.  But you absolutely need to know the basics and the place to start is by looking at your Declarations Page.  This is a sample: After you find your Declarations […]
May 5, 2020

The 4-Minute Crash Course in Bankruptcy

https://youtu.be/-9_S09ZB24I Today, we are going tell you everything you need to know about bankruptcy law, and some things you don’t. This will be quick so hold on to your hat.  The idea of bankruptcy has been around since the days of the Old Testament and the tradition of “the Jubilee” in which slaves were freed and debts forgiven every 7 years. This is an ancient counter-part to the modern tradition of The Purge – in which all crimes are legal for 12 hours.  Oh…that’s just a movie.  Darn it, I was making plans … Anyways, going back to the founding […]
April 29, 2020

Chapter 7 Bankruptcy Basics: FAQs

The idea behind a Chapter 7 Bankruptcy is a “fresh start.”  But the Court will not allow people with a lot of money or assets to keep all their personal belongings and file bankruptcy and not pay their creditors.  So, the first question is, “What assets can you keep after you file bankruptcy and what assets must you give up”? In bankruptcy you generally can retain: $1,000.00 of personal property or $4,000.00 of personal property if you do not own a home with equity in it. We use garage sale figures  – not new or retail! Your home – no […]
April 29, 2020

How to Win In Small Claims Court

Small claims vary by state but the general idea is the same – trials are more informal.  The Rules of Evidence, although liberally applied, are still in effect.  You have to be prepared and professional.  For purposes of this video was are assuming you have already been through mediation and all that stuff – you are going to trial with the Judge.  Here’s what you do: First, take a look at your Complaint or Statement of Claim.  There are certain facts you will have to prove in order to win.  The Plaintiff has the burden of proving every single important […]
April 13, 2020

Everything You Need To Know About Foreclosure Traps

As I write this blog, we are in the middle of the COVID-19 stay-at-home situation and we, maybe like you, have everyone working from home which has given me a little extra time to keep up with all the new laws and emergency orders coming down. And what I am seeing is a looming foreclosure trap on the horizon from some things that are going on and it shows an interesting interplay of law, private policies, and public perception. It’s extremely important that homeowners who need help with their mortgage be aware of what is going on. In late March […]
March 22, 2020

Coronavirus and Your Legal Rights Explained: FAQs

COVID-19 or the coronavirus, is an infectious disease that is adversely affecting the health of the global population. Common symptoms for coronavirus include cough, fever, tiredness, shortness of breath, and other respiratory symptoms. In response to this global pandemic, many companies and government officials are encouraging people to engage in social distancing and responsible hygienic practices. To ensure that contact with other potentially infected individuals is kept to a minimum, state and local officials have closed the doors to many of the places we all frequented just a few days ago. Here in Central Florida, all bars along with many […]
March 16, 2020

Lawyer Cross-Examination Techniques You Can Use – Part II

Previously, we did a video and blog on cross-examination techniques you can use in your life, and now, by popular demand, we bring you Lawyer Cross-Examination Techniques You Can Use – Part Two! To see the Part I: https://www.hoganlegal.com/news/lawyer-cross-examination-tricks-and-techniques-you-can-use/ Last year we covered 3 cross-examination techniques that you can actually use in your life – (1) the “Obvious Yes” technique; (2) the “Uncomfortable Silence” technique, and the “Analogy” technique. Today we are going to present two new techniques that lawyers use that might be useful for you in everyday life. The first technique today I call the “Build the Train” […]
March 16, 2020

Can I Discharge Student Loan Debt in Bankruptcy?

Until recently, if you asked most bankruptcy attorneys, they would tell you it was extremely difficult if not impossible to get rid of student loan debt in a Chapter 7 bankruptcy. However, in a recent landmark ruling, the Chief Judge of the New York Southern District (“NYSD”) held that a student loan debtor had proven that he would suffer an undue hardship if not allowed to discharge his student debt.  Although this opinion was not out of the Florida Middle District, or any Florida Court for that matter, the NYSD Bankruptcy Court is very influential and certainly the hope among […]