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Jeremy Hogan

September 12, 2017

Can You Get Monetary Assistance from FEMA for Irma? You Might be Surprised.

FEMA stands for the Federal Emergency Management Agency and is part of the Homeland Security department. Okay, enough background. You need help – can FEMA help you? The answer may very well be “YES” – more than you might think. FEMA helps individuals with housing costs, medical costs, vehicle costs and even provides monies for loss of essential household items – up to $30k. Apply at www.DisasterAssistance.gov. Read below for more details: 1. In order for FEMA to assist you as an individual (as opposed to general public assistance), your county must have been declared eligible for individual assistance. Currently […]
September 11, 2017

After Irma- How to Ensure Your Insurance Pays for ALL Your Home Damages

Hurricane Irma was big and scary but you survived shaken but unscathed.  Unfortunately, your home suffered damage and now you are wondering how you are going to fix it.  Here are the things you MUST do before and after making an insurance claim in order to protect yourself and your family.  Please feel free to share with family and friends. FIRST: Assess and document the damage.  THE TIME TO DO THIS IS NOW.  The longer you wait, the more difficult it becomes.  Use your phone to video any damages.  On the outside of your home (please be careful!), video the […]
September 6, 2017

Things I Wish I Could Tell Our Future Clients BEFORE Hurricane Irma – An Insurance Attorney’s Perspective

Please read everything below and share it if you find it helpful.  This brief article is only about what to do from a legal point of view and NOT about safety.  Let’s get to it. FIRST THING:     Find your insurance policy or policies or at least the “declarations page” and store it in your phone including the phone number of your insurance company.  You must understand two things:  First, that your hurricane deductible is likely much higher than you imagine.  Most policies we have seen in the last few years have 5% or even 10% deductibles meaning your deductible is […]
October 12, 2016

An Overview of Workers’ Compensation in Florida

Florida’s Workers’ Compensation law, codified in chapter 440 of the Florida Statutes, is designed to compensate workers injured in the workplace without regard to fault. With a few exceptions, employer’s participation in this program is mandated by law. Generally, the employers purchased workers’ compensation insurance coverage from insurance companies that deal with these line of business. Most workers are eligible for benefits and the sole issue is whether the injury occurred while the worker was performing functions that were “in the course and scope of their employment.”This means that a person injured in the course and scope of their employment […]
September 27, 2016

Tips For Negotiating with an Insurance Company Following an Accident

If you are injured in traffic because someone else was driving negligently, under Florida law you are entitled to fair and full reimbursement for your medical treatment, days lost from work, and all losses arising from the accident. If you are seriously injured by a negligent driver in central Florida, it’s wise to discuss your case with an experienced Orlando personal injury attorney. However, if an injury in such an accident is genuinely trivial, sometimes it’s just more convenient to seek your compensation out of court, directly from the auto insurance company. Insurance companies are in business to make profits, […]