If you were hurt in a car accident, you can contact Hogan & Hogan for a free case evaluation.
Understanding Medical Costs After a Car Accident
After a serious accident, treatment often begins immediately—and the costs can escalate quickly. The key question becomes: Who pays these bills? The answer depends on your state’s fault rules, your insurance coverages, and the severity of your injuries. In Florida, PIP (no-fault) usually pays first. In other states, like Tennessee, different rules apply. No matter where you are, documenting treatment, meeting deadlines, and understanding your benefits is critical.
For a tailored strategy, speak with our Florida personal injury team.
Florida’s No-Fault Insurance System and PIP Coverage
Florida requires drivers to carry at least $10,000 in Personal Injury Protection (PIP)...
Learn more via the Florida Legislature Statutes.
Visit our Car Accident Resources.
When PIP Isn’t Enough: Health Insurance and MedPay
If your medical bills exceed PIP limits—or if you’re in a state without PIP, such as Tennessee—your health insurance can cover additional costs...
For state-specific information, check the Tennessee Department of Commerce & Insurance.
Filing a Personal Injury Claim for Serious Injuries
Florida allows you to pursue a liability claim against the at-fault driver if you meet the state’s “serious injury” threshold...
Review Florida’s comparative negligence law on the Florida Statutes site.
The Role of Medical Liens in Your Settlement
Medical providers and insurers may place liens on your settlement...
- Audit lien claims
- Challenge unrelated or unreasonable charges
- Negotiate reductions
Need Help? Contact Hogan & Hogan
If you have questions about paying medical bills after a car accident—or want a strategy to maximize your recovery—reach out today.
Call or message us via our Contact page, or explore our Legal Blog.